How The Rising Student Loan Debt - 1318 Words

How to Control The Rising Student Loan Debt The American Dream teaches us that if we work hard, earn a good living, and do our best that we will be able to live comfortably and happily with the fruits of our labors. In today’s society to achieve the American dream, one must first obtain a higher education. In order to do that though many students are taking out student loans and putting themselves further in debt. Having an education has now become highly sought after, yet increasingly harder to get due to the high cost of attendance. According to the Wall Street Journal , â€Å"Average published tuition and fees at private, nonprofit four-year colleges and universities increased 14% between 2008-09 and 2013-14 beyond the rate of inflation,†¦show more content†¦Kelley Holland, a journalist at CNBC said, â€Å"Rising student debt levels are changing how millions of people approach major milestones and core financial decisions, affecting longstanding social and eco nomic patterns.† This should be a scary reality for our whole nation and not just those that is specifically effects. Recent graduates are putting off getting married, starting families, buying homes and even venturing into entrepreneurship all because they feel a heavy burden from student loan debt and struggle to stay afloat after graduation. If we cannot fix this problem soon the debt will continue to climb, making it impossible to for students to get out of debt and loan companies to receive payment back. Mitchell D. Weiss, a contributor at Credit.com said, â€Å"When so many student borrowers are falling further and further behind in their payments, postponing purchases of cars and houses, putting off marriages and having children, they are sending an unmistakable message. Why are we not listening?† We need to stop this epidemic of increased debt, reevaluate the problem, and find a way to fix it. This debt will not go away on its own, and students will go fur ther and further into debt without a good way to fix the problem. Eventually our nation will suffer all at the price of gaining an education. To solve this problem we must look at the cause of high student loan debt increases in recent years. TheShow MoreRelatedCollege Tuition1075 Words   |  5 Pagesown work. If I have used outside sources, I have acknowledged them through correct documentation.† Student Loans Today college tuition prices are rising. Paying for college can often be a stressful responsibility. A college education is very important for many students, but when stressing on how to pay for college gets in the way, it becomes more of a burden. Kim Clark effectively states the rising prices of college tuition in her article, â€Å"The Surprising Causes of Those College Tuition Hikes.†Read MoreCauses Of Student Debt902 Words   |  4 PagesThe term student debt has become a bit controversial in todays world; it strikes fear into the hearts of students and parents alike. This is because student debt is increasing at an incredible rate and everyone agrees that it is a major problem. Many solutions have been proposed to fix this problem, yet nothing has been done. This problem is projected to worsen in the near future. The causes of this are relatively simple and clear-cut. The increase in student debt is caused by a combination of factorsRead MoreCollege Debt Is Increasing Number Of Students1390 Words   |  6 Pagesthe last several decades, rising tuition rates and changes in federal and state policies, an increasing number of students are turning to college student loans. As a result of these changes in prices and policies, the percentage of undergraduates borrowing has increased from 37.8% to 46.2% for public 4-year institutions and from 48.5% to 58.9% for private institutions. According to one estimate, student loan debt has reached $1 trillion dollars, surpassing credit card debt (Reynolds and Brandon). MostRead MoreThe Vicious Cycle Of Student Loans1576 Words   |  7 PagesCycle of Student Loans Student loans are one of the top three national debts in the United States. Total student loans have reached an outstanding of one trillion dollars and are still on going. It would take the United States hundred-fifty years, twenty million dollars a day to fully cover this national debt. Student loans are intended for students to go to college but they come with a rising social and economic cost. As the expectancy of high return and tuition are increasing, more students are endingRead More University Tuition Costs are Too High Essay1239 Words   |  5 Pageshigher education is quickly rising. Over half of college freshmen show some concern with how to pay for college. This is the highest this number has been since 1971 (Marill and O’Leary 64-66, 93). The amount of college graduate debt has been rapidly increasing also. With limited jobs available because of the high unemployment rate, college graduates find themselves staying in debt even longer. Although grants and fina ncial aid are available to students, students still struggle to pay for theirRead MoreIs College Getting to Expensive?801 Words   |  3 PagesCollege is a place where most high school students want to be after graduation. They may want to attend as a goal that they have achieved for themselves for future goals and aspirations, or something that theyre doing for their family. No matter what the reason is, there is one thing that is for sure. College is not cheap and will only continue to become more expensive. With this, comes diffulct financial decisions for the parents of the attende and the students themsevles. Middle class families makeRead MoreThe Problem Of Rising Student Loan Debt1495 Words   |  6 Pagesproblem of rising student loan debt. Student loan debt is a problem that has begun to seep into the very mainstream of society as more and more individuals attend college, especially those with great financial needs. Personally, I am lucky to say that I do not need to borr ow money to attend IRSC which has been a major blessing that has allowed me to better my education. Unfortunately, the same cannot be said about my husband, who graduated from Florida State University with student loan debts aroundRead MoreThe Benefits Of College Tuition1285 Words   |  6 Pagesneeding a master’s degree to get a better job. College tuition has been increasing at a steady rate. Many students are finding themselves not having equal opportunity to attend college due the high tuition cost. A large number of students that do attend find themselves with a huge amount of student loans to pay. Colleges have raised their tuition greatly, created unequal opportunity and create loans that take years to pay back. The tuition for college has skyrocketed. â€Å"For the past quarter-centuryRead MoreEducation Debt: The Problem and Solutions Essay1125 Words   |  5 Pagesever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesisRead MoreCollege Costs and Debt Essay937 Words   |  4 Pageshas its effect in the future. The question is always â€Å"what do you want to be when you grow up?† As you age, the career dreams develop into a more mature answer. No matter how anyone is raised, there is always someone pushing at least one other person t o go to college. Then, that silly career question is turned around on them, â€Å"how exactly do you expect me to afford college?† Roughly, about $809.6 billion is spent on college in the United States each year. Along with all the money spent, deb comes trailing

Utility Ethics The Utility Essay - 1398 Words

Introduction Among the numerous variations of ethics is one entitled Utility Ethics. Utility ethics, also known as utilitarianism, â€Å"promotes overall human welfare† (Jones, Felps, Bigley, 2007). Moreover, utility ethics is the â€Å"morally right choice of action in any situation that produces the greatest good for all involved† (Calculating, 2014). This moral principle suggests that all actions should â€Å"produce more good for everyone affected by the situation and the least amount of harm† (Calculating, 2014). Moreover, utilitarianism suggests that the action that generates the most happiness should be chosen (Philosophy, 2016). In order to determine if an action is morally right or wrong, a utility test may be performed. The utility test will aid in examining courses of action that produce the greatest amount of good for all affected in a situation (Hamilton, 2012). Mattel Inc. is known as being the â€Å"world’s largest toy company† (Sethi et al., 2011). The article by S. Prakash Sethi and colleagues (2011) suggests that the multinational corporation has been faced with numerous complaints of unethical conduct towards employees. An important ethical issue that is raised in the case study is the treatment of employees. The unfair treatment of employees includes: â€Å"low wages, excessive hours, and unsafe working environments† (Sethi et al., 2011). The utility test will be applied to this ethical issue raised by Mattel Inc. Utility Test The utility test can be used to find the â€Å"morallyShow MoreRelatedThe Utility Of Utility Ethics Essay1408 Words   |  6 PagesIntroduction of the Utility Test The utility test is a means to derive how utility ethics fit into a given problem or situation. It analyzes the setting and determines if it is an ethical condition or solution. This test is otherwise known as the best outcomes or utility principle (Ethics Ops, n.d.). What is Utility Ethics and Why? Utilitarianism offers an idea of ethical conduct which embraces the mutual considerations of people as of greatest significance when making a correct decision (GustafsonRead MoreAct Utilitarianism Is Morally Right1492 Words   |  6 PagesAct Utilitarianism determines a morally right act as the one that produces â€Å"the greatest overall utility in its consequences.† (EC, p. 111) In Case 1 (EC, p. 124), it could be argued that Act Utilitarianism would support an individual purchasing a hybrid car due to the overall utility of the consequence outweighing the disutility. However, Act Utilitarianism has weaknesses to accompany its strengths when assessing whether an act is morally right or wrong. One problem of Act Utilitarianism, shownRead MoreUsing Utilitarian Ethicals to Determine Right From Wrong Essay1496 Words   |  6 Pagesanalysis will explore the use of Jeremy Bentham’s Utilitarian ethics in the decision making process for that company in this vital time. Th e Utility test and the Common Good Test will then be applied to this situation and through that decision making process and then compared. This will all be used in attempt to solve the current issue that was on the mind of all of the board members. Utilitarian Ethical Problems Utilitarian ethics focuses on the maximizing the pleasure and the minimizing theRead MoreUtilitarianism And Its Flaws Of John Stuart Mill s Defends Utilitarianism Essay1307 Words   |  6 PagesChristian Mangru Professor Grindeland Ethics from a Global Perspective 7 December 2016 Utilitarianism and its Flaws John Stuart Mill’s defends utilitarianism, an ethical theory according to which, as he puts it, â€Å"actions are right in proportion as they tend to promote happiness, wrong as they tend to produce the reverse of happiness† (155 Ethics). In other words, actions are morally right if they make us happy and actions are morally wrong if they make us unhappy. Utilitarianism is an ethicalRead MoreSimilarity Between Religion And Utilitarianism813 Words   |  4 Pagesprinciples. The ultimate goal for a utilitarian is happiness, which is also the main objective of religion. Utilitarian ethics replicates the main religious rules. A principle like not lying is wrong in the religious sense because it is against teachings while the same is wrong according to a utilitarian perspective because it hampers the attainment of utility. The principal of utility and the golden rule expresses the idea that an individual is concerns are on the same level with the concern of othersRead MoreEthical Implications of a Confidentiality Breach Within the Healthcare Industry1380 Words   |  6 Pagesthere are not absolute values in ethics. Utilitarian theorists posits the viewpoints that ethic defensibility of all actions or events are relative to the amount of utility generally defined as good that they produce (Mill, 1863). The course of action that results in the greatest amount of good for the most people is the one that is most ethical. There are a few key factors that help to determine utility, however. One is that actions and events that present utility for the mind and intellect are generallyRead MoreIntroduction The purpose of this paper is to examine an ethical dilemma faced by a company who1600 Words   |  7 Pagesthe moral implications this company has in continuing further manufacturing for their pacemaker client. An overview of utilitarian ethics will be discussed, focused primarily around 17th century philosopher Jeremy Bentham’s ideas about ethics. His framework will be used to present factors that influence the transistor company’s business decision. Finally, the Utility Test and Common Good Test will be applied to the company’s predicament to help determine the correct ethical course of action for thisRead MoreAristotle on Friendship Essay1134 Words   |  5 Pagesfriendship, books VIII and IX of the Nicomachean Ethics deal solely with this topic. A modern day definition of a friend can be defined as â€Å"one joined to another in intimacy and mutual benevolence independently of sexual or family love†. (Oxford English Dictionary). Aristotle’ s view on friendship is much broader than this. His arguments are certainly not flawless. In this essay I will outline what Aristotle said about friendship in the Nichomachaen Ethics and highlight possible flaws in his argumentsRead MoreEssay On Utopia And Utopia816 Words   |  4 Pagespeople are going to have different view on things. There’s always two sides to everything. When it comes to university, there are two visions: Utility and Utopia. They’re very different and lead to different metrics of success. In order to be success in school, it’s imperative to balance yourself between the two visions. Keeping a balance between utopia and utility can lead to path. They both explain a great deal about college. Although they both have different aims, they have one goal similar. The goalRead MoreOn Utilitarianism and Kantian Ethics 1681 Words   |  7 Pages1. Introduction There is little doubt that Utilitarianism and Kantian Ethics are by far the two most important ethical theories throughout contemporary philosophy. Though both attempt to answer questions about morality and behavior, the two theories have many fundamental differences: one evaluates actions in terms of the utility they produce whereas the other considers whether actions fulfill duty; one emphasizes consequence where the other highlights intentions; one sees desire as essential while

Who and Why I Am free essay sample

This is going to be hard to write. I don’t mean I’ll have trouble with the grammar or spelling, or with the composition. I know what I’m going to write and how it’s going to look. The only problem is that this subject is painful to write about. The experiences that have made me who I am are painful ones. While I’ve become grateful for them, they still make me cringe. I’m writing about them because it’s the only way you’ll know who I am and why I am who I am. This will truly explain it all. It’s just not always going to be pleasant. I was diagnosed with cancer at the end of seventh grade, when I was twelve years old. â€Å"Stage IV Neuorblastoma,† the doctors told me. I had never heard of it, and I didn’t want to find out. We will write a custom essay sample on Who and Why I Am or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page But I did, and that was just the beginning. I received five doses of chemotherapy, landed in the Intensive Care Unit many times, had a 13-hour surgery, made it through a stem-cell transplant that very nearly killed me, endured months of boredom in the hospital, went through countless scans, started two experimental medicines, and became radioactive for a week. There are no words for how horrible, how trying, how agonizing this all was. There were many times when I felt like I could not do this. Thankfully, those moments would all pass. I would come to see that there were only two choices: living, or not. I wanted that first one. I wanted it for my family, who was always by my side, and I wanted it for my friends, who stuck by me. They had set up fundraisers for me, sent me letters, and came to visit. These people were putting so much effort into making me comfortable and getting me well that I absolutely could not disappoint them. I was going to get well. Plus, I wanted it for me. More than anything else I have ever wanted, I wanted life. So I did what I had to do. I kept at it all, and when I would hit another rough spot, I would cry, certainly, but then I’d remind myself what I was fighting for. I would get through it all. I believe now that I have gained more than I have lost. I have been given the privilege of finding out who I can always count on. I know what is most important to me. I learned how precious life is, and that everything on this earth is a gift from God. I am truly thankful for everything that comes my way, whether it is a quiet day at home, a chance to see friends, or a good grade on a test. I feel confident in myself, and even though physically I am not strong, I feel stronger in spirit now than I ever have. I know what it is that makes me â€Å"me† and I know that I can rise to any occasion.

Colonialism and Atlantic World free essay sample

The social and Economic transformations that occurred in the Atlantic world as a result of new contacts among Western Europe, Africa, and the Americas from 1492 to 1 750 increased and decreased populations of the Atlantic world due to the slave trade and flourishing economy. Also in the Americas, European colonists stopped mining for silver, and moved on to agriculture. Due to the new contacts within the Atlantic world, economies flourished as new crops and food spread around. The sole reason for the spread of such goods was due to the triangular trade system and the slave trade systems, in which Europeans carried voyages over the three continents of Europe, Africa, and the Americas. As the Atlantic world came into contact with Europe, Africa, and the Americas, it was affected socially in many ways such as class separation in the Americas. As the European colonists wanted to maintain power in their colonies they were able to create new social groups. We will write a custom essay sample on Colonialism and Atlantic World or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page

American civil war Essay

American civil war Essay American civil war Essay The American Civil War was a fought within the United States between the North and the South starting from 1861 and ending in 1865. This war was one of the most negative events in American history, yet it helped shape the character of the American individual today. The causes of Civil War can be traced back to tensions that were created early in colonial era. Mainly, the war between the two regions was caused by social, political and economic differences between the South and the North, but it is important to understand that slavery was the root of cause of these differences. Socially, the North and the South were built on different standards. The South was a slave-based community, and people were depended on slaves and accustomed to this way of life. South plantation owners had slaves working for them, and those who could not afford to own slaves would work on their own farm. The North had more immigrants settling in its areas, where labor was needed. Therefore it had a more industr ialized society where most people worked in factories. The Northerners opposed to Slavery as an institution in the South, as the Confederate States were the only region in the world that still legalized the ownership of slaves. This angered the Southerners and threatened their way of life. By time, economic differences also developed between the two regions. The Southern states were depended on agriculture rather than industrialization. After the Cotton Gin was invented, it increased the need for slaves and made cotton the chief crop of the South. The South was able to produce most worlds’ supply of cotton. This increased the South's dependence on the plantation system and its vital component, slavery. However, the North was prospering industrially. The North depended on factories and industrialized businesses. In addition, many of the new immigrants settled north, while very few settled south. This allowed the North to grow industrially, while making the South more hostile t owards them. Southern economy opposed high taxes, as manufacturing was limited. But the Northern states accepted high taxes to protect its products from cheap foreign competition. Another major problem that occurred was the competition between the North and South for more land. The expansion of America due to the lands obtained from the Louisiana Purchase and with the Mexican war, it caused the issue of whether new states would become free or slavery. This decision was important not only for the individual state making the decision but for the country as a whole. In December of 1818, a bill was placed into the hands of congressman to allow Missouri to be admitted as an independent state of the United State. The bill wanted Missouri to be permitted to have slaves. The Northern representatives did not want Missouri to have any slaves. They wanted a free state and any slaves located in the territory of Missouri to be freed. However, the Southern representatives wanted the state to ret ain their right to have slaves. The on-going debate progressed for the next two years until the creation of Missouri Compromise of 1820, which Missouri enter the union as a slave state, and Maine enter as a free state. Also, no territory above the 30-36 parallel

What Is a Double Major Is a Double Major Right for You

What Is a Double Major Is a Double Major Right for You SAT / ACT Prep Online Guides and Tips Going to college can sometimes feel like a series of tough decisions. Not only do you have to take standardized tests like the ACT or SAT, you also have to decide which colleges to apply to and write (practically) a million applications! After all of that, picking your major sometimes feels like the easy part. But not so fast! Many schools offer a variety of majoring opportunities, including a degree path referred to as a double major where you concentrate in not one, but two different subjects. This guide will take the mystery out of what it means to double major! We’ll explore the ins and outs of the degree path, including: Defining what a double major is...and what it isn’t, Discussing the pros and cons of double majoring, and finally, Helping you figure out whether a double major is the right choice for you. So without further ado...let’s dive in! Priscilla Du Preez/Unsplash What Is a Double Major? A Brief Introduction Simply put: a double major is one bachelor’s degree with two concentrations, which are more commonly known as majors. But what does that mean, exactly? First, you need to understand the differences between a degree and a major. The Bachelor’s Degree Universities offer a number of degree programs at three different levels: the bachelor’s degree, the master’s degree, and the doctoral degree. The first degree you earn is a bachelor’s degree, which takes approximately four years to complete. There are different types of bachelor’s degrees awarded depending on your major. The two most common bachelor’s degrees are the Bachelor of Arts (B.A.) and the Bachelor of Science (B.S.) A Bachelor of Arts is earned in any liberal arts related field. These include studies like history, philosophy, English, and foreign language. A Bachelor of Science is earned in science-related fields of study, like biology, chemistry, physics, and mathematics. Some universities offer additional bachelor’s degrees, like Princeton’s Bachelor of Science in Engineering (B.S.E) or the University of Pennsylvania’s Bachelor of Applied Science (B.A.S). Regardless of what the degree is called, the most important thing to remember is that a bachelor’s degree is what you earn for completing all of your university’s requirements for a four-year undergraduate degree. The Major A major is a distinct area of concentrated study within your degree field. (Now that you know what a degree is, we bet this makes more sense!) So you can think of a major as an area of study within the scope of a degree! Here’s an example to make this even more clear: let’s say you go to Harvard because you want to be an engineer. But wait! There are multiple types of engineering, all of which require different knowledge and skills. That’s why Harvard offers seven different engineering majors: applied mathematics, biomedical engineering, computer science, electrical engineering, engineering sciences, environmental science engineering, and mechanical engineering. Since you want to work in cloud computing, you’ll probably choose to major in computer science...and once you meet all the program’s requirements, you’ll graduate with a Bachelor of Science degree! The Double Major When you double major, you will be getting a single degree/diploma that lists concentrations in two majors. In other words, as a double major you will complete the graduation requirements for two separate majors, both of which are in a single degree field. Here’s what we mean: let’s say you want to go into politics, and you hope to work abroad as part of the U.S. Embassy in France. To do this, you know that you need a political science degree and you need to be bilingual in French. Luckily for you, your university offers a B.A. in French and a B.A. in Political Science. This could be a tricky situation if you had to choose between one major and another- it would be hard to determine which course of study is most important! That’s why most universities offer a double major: it lets you fulfill the requirements for both fields of study, both of which will appear on your diploma. So someone who only majors in political science will earn a Bachelor of Arts in Political Science, whereas your double major will result in a Bachelor of Arts in Political Science and French! But what does that look like from a practical perspective? Let’s take a look! Meet Sophia, who has just been admitted to Cornell University. She’s decided that she wants to double major in history and philosophy (which are both part of the Bachelor of Arts degree). As part of The College of Arts Sciences, Sophia’s first job will be to complete all of the college’s core requirements for graduation. After looking at the list, Sophia knows she will have to take at least sixteen classes as part of her core. After that, Sophia takes a look at what classes she needs to take to major in history and philosophy. The history department will require her to take nine history courses to earn a major, and a philosophy major requires a minimum of eight philosophy courses. In order to earn a double major, Sophia will have to meet all the criteria for each major as well as finish her core studies. While earning a double major might seem daunting, it’s definitely an achievable goal. In fact, 12.5% of college students graduated with a double major in 2015. We’ll talk a little more about how to decide if a double major is right for you in just a second, but first, let’s look at what a double major isn’t. sboneham/Flickr What a Double Major Isn’t A double major isn’t the only alternative to a â€Å"typical† four-year degree offered by most universities. (Yep, that’s right- there are even more choices!) While we’re only focusing on double majoring in this article, it’s important to have a brief understanding of the alternatives to avoid confusion! A Double Major Isn’t a Dual Degree A dual degree is exactly what it sounds like: instead of earning one degree with multiple concentrations, you will earn two separate degrees in two separate fields! This happens when a student completes the requirements for majors that confer separate degrees. For example, let’s say a student wants to study art history and biology. Because art history is a Bachelor of Arts and biology is a Bachelor of Science, this person will earn two separate diplomas (a B.A. and a B.S)! Dual degrees are considerably more rare than double majors because a student has to earn two separate degrees that often require different core courses. If students are interested in another area that falls outside of their degree field, many choose to earn a minor rather than a dual degree. A Double Major Isn’t a Minor The best way to think about a minor is as a â€Å"mini major† in another area of study that interests you! Minors usually require four to six additional courses, and they are specifically designed to help students develop a little more knowledge in another area of interest. That’s why minors are sometimes called â€Å"secondary† emphases! For many students, a minor lets them dig into a field that complements their major field of study. For example, someone studying American history might minor in African-American studies, especially if they’re interested in the Civil Rights movement. The important thing to remember is that a minor is like dipping your toe into a subject, while a major involves gaining in-depth knowledge. That difference is reflected in your degree. While a double major lists both areas of study equally, a minor is noted as such- if it appears on your degree at all. That means a double major carries more weight, which can be very important depending on your future career! A Double Major Isn’t an Emphasis Some majors require a student to pick an emphasis within the major itself. Unlike a minor, which is usually earned as part of a different program, an emphasis is a concentration on a specific subject area within a single major. For instance, many English majors are required to pick an emphasis because the field is so broad. These can be a certain time period, a certain genre, or even a specific skill (like grammar)! The goal of an emphasis is to offer more tailored study within a major without requiring additional coursework. Unlike a minor, which is totally optional, emphases are often required to earn certain degrees. For example, if you’re majoring in education, your department might require you to choose an emphasis like elementary education, secondary education, or even special education. Areas of emphasis vary between departments and universities, but keep in mind that an emphasis is the least intensive addition to a â€Å"typical† four-year degree. In terms of order of importance, a major carries more weight than a minor, which carries more weight than an emphasis! Put another way, a second major gives you much more in-depth knowledge about a subject than either a minor or an emphasis. Max Pixel/Max Pixel 5 Pros to Double Majoring Now that you know exactly what a double major is (and isn’t!), let’s talk about the perks of double majoring. #1: You’ll Develop Unique Critical Thinking Skills One of the cool things about being a double major is that you get to learn a lot about two subjects that really interest you. But that also means that you’ll have to learn to think in many different ways since the problem-solving strategies you’ll need to succeed in your first major are probably a little different than the ones you’ll develop for your second major. For example, let’s say you’re majoring in biology and chemistry. While many of the fundamental scientific concepts are the same, you’ll definitely have to use different skills to learn human anatomy than you’ll use when balancing equations! This helps you stretch your brain in new ways, which will make you a better critical thinker, strategist, and problem solver. #2: A Little Extra Work Can Reap Big Rewards This is especially true if you’re double majoring in related fields. Most schools allow you to count a certain number of classes toward two requirements. For example, if you take a sophomore-level chemistry course as part of your chemistry major, it might also count toward a molecular biology major, too! Because you can sometimes double-dip to fulfill certain major requirements, the difference between a single and a double major can sometimes be reduced to just a few courses. That’s why it’s important to plan ahead no matter what major you choose- you definitely don’t want such a prime opportunity to pass you by because you found out about it too late! #3: Double Majors Make You Stand Out in the Job Market It’s no secret that today’s job market is tough, especially for new graduates. A double major can definitely help you stand out from the crowd. Not only does it offer a business a second area of expertise, it demonstrates your ability to plan ahead, work hard, and overcome challenges. Additionally, your second major will allow you to bring unique and valuable skills to the table that your peers don’t have. All of this combines to make you a more competitive candidate for better jobs! Double majors can also give you a leg up if you’re applying to graduate school. Not only does it show that you can manage an intense workload- and make no mistake, graduate school is much harder than earning an undergraduate degree- it also shows admissions committees that you’ll bring new ideas to their department. This is especially true if you have a unique double major combination! For instance, a competitive Master’s of Business Administration program will likely find someone who double majored in advertising and psychology a more compelling candidate than someone with just a single business-related major. Nick Youngson/PicPedia.org #4: You’ll Have More Career Opportunities When you have to majors, you effectively open up a second career path. Your second major opens up more opportunities, which can be incredibly useful if you’re dream job is in a competitive industry. Here’s an instance of how this can work. Steven majored in geology and statistics. He had hoped to work as a petroleum geologist, but new laws and trade agreements have made those jobs pretty scare. Instead, Steven applies for (and land!) a role as a risk analyst for a major oil company. Now that he’s gaining experience in the oil and gas industry, Steven will be an excellent candidate for any geologist position that becomes available in the future. Additionally, a second major can help you secure more unique career opportunities. For example, someone who majors in Spanish and marketing has put themselves in a fantastic position to enter the growing Spanish-language advertising industry. Your second major will make you a much better candidate for a position like this than if you’d majored in Spanish or marketing alone. #5: You’ll Develop a New Perspective One of the amazing things that happens when you study new ideas is that it gives you a new, innovative perspective on existing problems. For instance, did you know that Susan Wojcicki, the CEO of YouTube, studied English and history at Harvard? Or that Rashida Jones- also a Harvard alum- graduated with a degree in religion and philosophy? Double majoring gives you a robust knowledge base lets you see things from fresh angles, which leads to unique ideas, concepts, and solutions that other people would have missed! That’s not only important for a successful career...it can help you change the world, too. 5 Cons to Double Majoring Now that we’ve discussed the pretty awesome perks of a double major, let’s take a closer look at some of the drawbacks of double majoring. #1: You Have to Plan Ahead We mentioned this already, but it bears repeating: if you want to double major, you absolutely must plan ahead. That means more than just looking at class offerings before you can register. We’re talking sitting down with your advisor the first weeks of your freshman year and mapping out your course of study for the next four years. Furthermore, you need to understand the requirements of each major from the get-go so that you can figure out how to maximize your courses. For instance, how many can count toward both majors? Are there summer courses you can take to help speed things along? These are just some of the questions you need to think about to make sure you’re making the most of your time and money. #2: It Can Take Longer to Graduate Is it possible to graduate with a double major in four years? Absolutely! But it takes careful planning, like using your elective credits toward your major. The four-year degree plan also gets more complicated if your majors are extremely different. For example, if you’re majoring in Middle Eastern Studies and sociology, you probably won’t have many classes that can count toward both programs. That can add eight (or more!) courses to your schedule, which might require an additional semester or two to complete. #3: Double Majoring Can Make College More Expensive Speaking of money...double majoring can be more expensive than earning a traditional degree because you’ll have to take additional courses. This means more than just a hike in tuition: you also need to consider the cost of books, supplies, and even gas if you’re traveling to campus more than usual. (This is especially important since many scholarships and grants only cover tuition!) Also, keep in mind that the total cost of college increases with each additional year it takes to finish school. While one year might not seem like a long time, it’s another year of rent, utilities, and food. This can add thousands of dollars to the total cost of your degree, so make sure you’re planning both your course load and your budget carefully. #4: You’ll Have Less Time to Explore Other Interests Many students opt to use their elective credits to help knock out some of the requirements for their second major. This is a great plan, but it also means that you won’t have the opportunity to take classes that interest you just for the sake of learning more about the topic. (Electives credits exist to serve this very purpose!) So if there’s a geology course on dinosaurs or an astrology class on sunspots that you’d love to take, you might have to pass so you can put that time and money toward your second major instead. #5: It Can Be Hard to Participate in Activities Outside the Classroom For many students, one of the most exciting parts of college are the things that happen outside of the classroom. Whether that’s cheering on your football team or joining an all-campus choir, universities provide students tons of extracurricular opportunities to learn, play, and grow. But when you’re double majoring, your time is precious; it can be hard to find enough time to join extracurricular activities and make good grades in your courses. If having a complete â€Å"college experience† is important to you, you might reconsider whether a double major is the right fit for you. Esther Tuttle/Unsplash How to Determine If You Should Double Major Perhaps you’re still on the fence about whether you should double major. Never fear: we’ve created a quiz to help you gain some clarity about whether a double major is right for you! Take a few minutes and answer each of the following questions. Make sure you’re being honest with yourself, especially since there are no right or wrong answers. When you open my school planner, you see: Detailed notes everywhere. My planner runs my life! I write down the major stuff. I carry it around with good intentions, but it’s pretty empty. When it comes to projects, I: Start a month ahead of time. Start thinking about it when it’s assigned, but I won’t start working on it until a week before it’s due. Pull a few all-nighters to get it in before deadline. Picking a major is overwhelming because: I have too many interests! It’s too hard to narrow down what I want to do. I want to have a chance to take classes in a few subjects before I make such an important decision. I’m pretty sure I’ll change my mind five times before classes start. I’d rather: Be early than late. Be right on time. Arrive once the party has started. How did you feel about meeting with your guidance counselor? I met with her a few more times than I needed to because I wanted to make sure I was on track. The meetings we had were helpful and brief. I thought they were a waste of my time. If I graduated in more than four years, I would: Not be super happy about it, but as long as I was setting myself up for success, I’d manage. I would do it if I had to, but graduating on time is pretty important to me.I want to get in and out of college in four years. I have big plans for my career, and I want to get started as soon as possible. Would you consider doing summer school? Sure! I took classes at the local community college in high school. Yes, but only if I had to in order to graduate on time or raise my GPA. It’s not an option for me. Okay, now it’s time to score your quiz! If Your Answers Are Mostly 1's You’re a great fit for a double major. You have a strong vision for what you want to achieve during college and after graduating. You’re also a very organized person who appreciates a good plan, which is critical when you’re double majoring since half the battle is sticking to your educational road map! It also sounds like you’re no stranger to hard work, which is important since double majoring means you’ll be taking harder classes more often. If Your Answers Are Mostly 2's A double major is still a good fit, but you might have to work on your study and/or organizational habits. If you answered mostly twos, you have all the fundamental skills it takes to be a double major! You’re a good student, take an active role in your education, and know what it means to work hard. But the increased workload of a double major means you’ll have to plan farther ahead than your used to. For example, starting projects a week in advance only works if you have one project due, but most college courses require either a final exam or a final project as a major part of the course grade. You’ll have to learn to be a little more proactive about both your study habits and your schedule if you decide to double major. If Your Answers Were Mostly 3's Think about minoring instead. It sounds like you’re not 100% sure about what you want to major in, much less what you’d like your future career to be. And you know what? That’s totally fine! Many people use their first year in college to explore their options before settling on a major or a career path. But because double majoring requires a lot of forethought and planning, it might make more sense to think about a minor instead. That way you can use your electives to follow your passions before deciding what you’d like to study! Anika Huizinga/Unsplash The Bottom Line: Is a Double Major Right for You? Even though double majoring is hard work, it’s far from impossible! But it is definitely a big commitment that requires planning, preparedness, and persistence. But earning a double major can definitely pay off, especially once you enter the job market. Right now, take some time to think about what you want your life to look like in ten years. Is a double major a critical step in achieving your dreams? As you consider your decision, don’t be afraid to talk to your parents, teachers, and counselors. They know you best and can give you valuable advice about whether a double major is right for you. Next Steps If you’re still not sure about what to major in, check out this handy guide that helps you determine what majors might be right for you as well as our list of relatively low-key college majors. Regardless of where you go to college, the goal of a university degree is to train you for your career. But not all job prospects are created equal. This list walks you through 26 majors with low employment rates and salaries. Trust us: your future self will thank you for reading this post. Like we mentioned earlier, a dual degree is another alternative to a double major that lets you earn separate degrees from different colleges at your university. Learn more about dual degree programs, and compare them with double majors to determine which path is right for you. 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School Uniforms Gang Effect Essay Example | Topics and Well Written Essays - 250 words

School Uniforms Gang Effect - Essay Example Both of these words are sometimes abbreviated as "quote(s)". Block quote  is another punctuation mark which is also called  long quotation  or  extracts quotation. It is a  quotation  in a written document that is set off from the main text as a paragraph or block of text, and typically distinguished visually using  indentation  and a different  typeface or smaller size quotation. This is in contrast to setting it off with quotation marks in a  run-in quote.   Apart from quotation marks not being used to enclose block quotations, there are no hard-and-fast rules for the exact formatting of block quotations. (Susan, pg. 360) In conclusion style for using a block quotation is preferred when extracting text that has 100 words or more, or approximately six to eight lines in a typical manuscript than using quotes. To a large extent the specific format may be dictated by the method of publication such handwritten  text,  typewritten  pages, or  electronic publishing as well as the  typeface  being